Collections and Collections Defense
Our law firm has for years represented both creditors and debtors alike in collections matters. In these uncertain times, understanding collections from the perspective of both debtors and creditors gives our clients a needed advantage – our understanding based on years of experience about what they can expect from the opponent, courts and juries.
It is no exaggeration to say that these times in 2020 are the most challenging ever faced by businesses in California. Businesses have been deeply impacted when customers fail to pay bills. In some cases, customers understandably simply cannot make payment. But others are gaming this situation. Claassen Marrs, P.C. has experience representing creditors when a customer or client exploits our national crisis by failing to pay bills when they can and should pay. Our law firm pursues exploitative debtors efficiently and vigorously until justice is obtained.
Sometimes creditors pursue alleged debts that they have no right to pursue or act abusively to collect debts. Moreover, many great businesses and people have now run into financial troubles through no fault of their own. Entrepreneurs and businesses take financial risks. That is what they are supposed do. No one foresaw the business impact of a pandemic.
Our law firm prides itself on its defense of businesses, entrepreneurs, and people who are unfairly sued in collections lawsuits in the San Francisco Bay Area and throughout California. It sometimes vigorously defends its clients in court before juries. It sometimes works to obtain negotiated resolutions. In each case, it aims to ensure its clients come through the collections action standing firmly on their own two financial feet by a reduction or elimination of the amount claimed by the creditor.
Claassen Marrs, P.C. cannot represent or guarantee that its services will result in a benefit to prospective clients. We have found that in the majority of cases we agree to take, the debt is materially reduced after taking into consideration the fee and costs we charge. Still, consumers should bear in mind that bankruptcy can be a better choice than defending a collections case – especially when someone is faced by collections demands from numerous creditors or the debts are substantial. Taxing authorities sometimes levy income tax for debt forgiveness. A loss of a case may result in a substantially higher debt than if had not been contested. You should speak to an attorney of your choosing about how best to approach a collections action brought against you.